CMA/MD Platinum Mastercard



CMA/MD Platinum MasterCard

As MD clients, physicians get access to special discounts and savings you won't find elsewhere on a wide suite of personal and professional banking solutions including the CMA/MD Platinum MasterCard1. This distinctive card, exclusively for CMA members, MD clients and their families, offers exceptional travel rewards and other benefits.

Plus, you can feel secure with our new microchip card. This chip card represents the very latest in fraud-prevention technology, making it almost impossible to duplicate the sensitive information the chip contains.

The À la carte Rewards Plan: a rich rewards program

With the CMA/MD Platinum MasterCard, you automatically earn 1.5 points for every dollar charged in purchases to your card. You can exchange your accumulated points quickly and easily for great travel discounts, as well as for hundreds of brand-name items and gift cards.

Take a look at the travel discount chart below to see how you can increase the value of your points.

For more information on the À la carte Rewards Plan, visit platinumcardrewards.ca.

Travel without restrictions

  • Book a trip through the travel agency, airline or distributor of your choice. Take advantage of last-minute discounts and seat sales.
  • Exchange your points for plane tickets, hotel reservations, excursions or any other travel expense.
  • No blackout periods – travel where and when you want.
  • Use points for a variety of other rewards from entertainment, brand name items to gift cards. Visit platinumcardrewards.ca for more information.

NEW! Out-of-Province-of-Residence Medical/Hospital Insurance

Travel worry free and enjoy coverage from one of the most generous credit card plans on the market. You, your spouse and dependant children are automatically insured for eligible emergency hospital expenses of up to $5 million. You don’t even have to charge your trip to the card! Maximum trip coverage is calculated based on age and trip length. See below for details:

If your trip exceeds the number of days allotted on the chart above, it will not be covered by this Out-of-Province-of-Residence Medical/Hospital Insurance. For further details, click here.

Protection that covers it all

Our exceptional insurance coverage, one of the best on the market, provides you and your family with the peace of mind you deserve. You receive:

  • Trip cancellation insurance of up to $2,500 per person; trip interruption insurance of up to $5,000 per person.
  • Flight delay insurance of up to $500 per person (for flights delayed four hours or more).
  • Baggage insurance up to $1,000 per person in case of theft, burglary, disappearance, or vandalism, plus up to $500 per person if your checked baggage is delayed more than six hours.
  • Vehicle rental and personal effects insurance for up to 48 days and personal effects insurance of up to $2,000 per rental period in case of theft or vandalism.
  • General and legal assistance2 in the event of an accident or problem wherever you are in the world, 24/7.

Purchase protection

  • An outstanding purchase protection plan covering you for 180 days following the date of purchase, in case of theft or damage.
  • Extended warranty that triples the manufacturer's original warranty for up to two additional years.
  • MasterCard’s Zero Liability2 protects you from unauthorized purchases made with your card.

The standard interest rate of 19.5% continues to apply. (As of January 1, 2011)

Supplementary cards at no extra cost

You can request up to three supplementary cards at no additional annual cost. Use these cards to track expenses, give to family members and earn rewards even faster.3

The annual fee for the primary card is $125 per year.4

Special offer for Medical Student and Residents

Medical students and residents enjoy the card for NO ANNUAL FEE for the first 2 years . The standard interest rate of 19.5% continues to apply.
(As of January 1, 2011)

Apply today!

There are three ways to apply:

  • Fastest Method. Print and complete application then mail or fax to us. The mailing address and fax number are listed on the application (under the signature section).
  • By phone. 1 888 969-2273. You will then receive a completed application in the mail for you to sign and return.
  • By internet- see link below. You will receive a completed, printed application in the mail for you to sign and return.

For further details, please consult one of the following documents or call National Bank at 1-888-969-2273 and press 3:

Cardholder Guide

Application

Click here to view the Insurance Certificate


TM MasterCard is a trademark of MasterCard International Inc. Authorized user: National Bank of Canada.

1. Subject to National Bank credit approval. Certain conditions apply.

2. Certain conditions apply. Visit mastercard.ca for more information.

3. The annual fee for the primary card is $125 per year. The usual annual interest rate shall continue to apply, which as of January 1, 2011 is at 19.5%. Subject to National Bank credit approval. Certain conditions apply. No interest will be charged on purchases made during the month provided the balance is paid in full within twenty one ( 21 ) days following the date of the statement. This grace period shall not apply to cash advances and balance transfers. The minimum payment to be made to the Bank every period shall be equal to 3% of the unpaid balance indicated in the monthly statement or a minimum of $10, whichever amount is higher (or the new unpaid balance if it is lower than $10). A statement of account is sent on a monthly basis. Examples of credit charges calculated over a period of thirty ( 30 ) days based on the rate in effect on January 1, 2011:



4. The standard interest rate of 19.5% continues to apply. (As of January 1, 2011)

5. After the first two years, the annual fee in effect at that time will be billed automatically and will appear on the account statement. The credit terms and conditions can be found in the application form.